Do you actually need home insurance? For most people the answer is yes and find out why in this article.

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Smoking is not just a burden on your health but your finances as well. There is the direct cost of purchasing them and the accrued cost over time can be ridiculously high. The collateral financial cost of smoking is the negative impact it can have on life insurance. Smokers more than other clients will be more likely to suffer serious illness or die as a result of the habit, and so companies know there is a higher standard of risk involved when offering them life insurance.

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Packing for a holiday involves many things but one necessary item that travellers often forget to organise well in advance, is travel insurance. It is an essential item to plan for as not doing so could end the traveller up in dire straits in a foreign country if, for instance, you lose an expensive camera in Thailand or have to cancel a trip suddenly and are bombarded with cancellation fees and losing your deposits.

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With the threat of global warming more relevant than ever, the need to go green when buying a new car has not been as pressing a matter as it is now.

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Anyone who has used the NHS knows that for short-term medical conditions and minor, non life-threatening conditions there is an incredible inconvenience in being part of a long waiting list. Going private and taking out private medical insurance policies has always been the more time effective option. Going private is not an alternative to the NHS, nor does it provide better care, but it does enable you do get the care you need quickly and at a suitable time.

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Global Warming will have unprecedented repercussions on all facets of society. The insurance sector is another potential victim, especially the home insurance market with research suggesting that the current value of claims could double or even triple by the middle of the century.

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Many people think insurance is a waste of money, while others believe in over insuring themselves

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As a parent, you cannot run away from the skyrocketing price of car insurance for teenagers. It is essential to equip yourself with the knowledge of the ways to find cheaper price for your teens policies once they reach the legal age to drive. If you are still confused on how to lower your teens rates, the six tips below will be able to help you.

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Engineering insurers face recurring questions as to how best to cope with change - from new procurement methods to the increasing scale of projects. Griffiths & Armour Professional Risks director Paul Berg offers some answers.

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Sponsors of a proposal to provide City Council members in Indianapolis, USA, up to $18,000 in city-funded health insurance benefits are withdrawing the ordinance after hearing strong public outcry this week. Council members reviewed the proposed ordinance for the first time at their meeting Monday. Five residents, including three former council members, spoke against it.

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